UK Take-Home Pay Calculator 2026/27
How much will you take home after Income Tax and National Insurance? For England, Wales and Northern Ireland. Runs in your browser; nothing you type is sent or saved.
2026/27 rates used
Personal Allowance £12,570, reduced by £1 for every £2 of income over £100,000 (zero at £125,140). Income Tax: 20% up to £50,270, 40% up to £125,140, 45% above. Employee National Insurance (category A): 0% to £12,570, 8% to £50,270, 2% above.
How to use it
- Enter your gross yearly salary.
- Press Calculate.
- Read take-home pay per year, month and week with the tax and NI split.
FAQ
How much is £30,000 a year after tax in the UK?
About £25,119.60 a year (£2,093.30 a month) in England, Wales and Northern Ireland for 2026/27: £3,486 Income Tax and £1,394.40 National Insurance, with no pension or student loan.
What are the 2026/27 Income Tax bands?
Personal Allowance £12,570 at 0%, then 20% up to £50,270, 40% up to £125,140 and 45% above. Scotland has different bands.
How much National Insurance do employees pay?
For category A, 0% up to £12,570 a year, 8% from £12,570 to £50,270 and 2% above £50,270.
What happens to my Personal Allowance above £100,000?
It falls by £1 for every £2 of income over £100,000 and is zero at £125,140.
Does it include pension, student loan or Scotland?
No. This estimate covers only Income Tax and employee National Insurance (category A) for England, Wales and Northern Ireland.
Is this calculator affiliated with HMRC?
No. It is an independent educational estimate. Check your payslip and tax code for exact figures.
Sources
See also: UK Stamp Duty Calculator · UK Student Loan Repayment Calculator · UK Statutory Sick Pay Calculator.